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OP12
Fractioned international payment
Pay someoneFor whom
Company that needs large international remittance (above monthly swap (direct currency conversion) limit) or prefers smaller installments.
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The operation
1. Receive BRL by lot1%
Payments Account (Brazilian mode with PIX) → PIX (Brazilian instant payment system) Deposit
Receive in lots (e.g., R$ 100k each).
→ T012. Switch to Crypto Account (international mode with digital dollars)0%
Header → Crypto Account (international mode with digital dollars)
No fee (one-time).
→ T164. Transfer on-chain (over the international network) per lot0%
Exchange → Transfer → same final address
Same address for each lot.
→ T095. USDT (digital dollar) → USD conversion per lot1%
Off-ramp (exit to local currency) via partners
Each lot converts separately.
→ T09━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
Total time
~2 hours per lot
Total cost
~3.5%
Want to simulate a different amount?
Open calculator for this operation →Practical example
Total US$ 200,000 in 10 lots of US$ 20,000
Receive PIX (Brazilian instant payment system) 10× (1% on total)R$ 10.000
Buy USDT (digital dollar) 10× (1.5% on total)R$ 14.850
on-chain (over the international network) network 10×R$ 300
USDT (digital dollar) → USD conversion 10× (1% on total)R$ 9.750
Total taxasR$ 34.900
≈ US$ 193,020 in destination account
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Document all lots for accounting reconciliation
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Always use same destination address
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Maintain control spreadsheet
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Fits monthly swap (direct currency conversion) limit (R$ 1M)
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Faster compliance (security verification) per lot
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FX volatility dilution
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Allows distributing across months
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This operation does not replace customs or tax obligations (DI/DUIMP, DU-E, income tax, etc.). Consult your accountant and customs broker.
Related operations
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