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OP09
Company pays international freelancer or team
Pay someoneFor whom
Brazilian company (agency, SaaS, startup) with freelancers, contractors, or distributed team outside Brazil.
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The operation
1. Receive BRL1%
Payments Account (Brazilian mode with PIX) → PIX (Brazilian instant payment system) Deposit
BRL funding to cover monthly payroll.
→ T012. Switch to Crypto Account (international mode with digital dollars)0%
Header → Crypto Account (international mode with digital dollars)
No fee.
→ T163. Buy USDT (digital dollar)1.5%
Exchange → Buy → USDT (digital dollar)
Buy USDT (digital dollar) equivalent to total payroll.
→ T074. Transfer to each freelancer0%
Exchange → Transfer → preferred network
Freelancer's wallet (receiving address) or OTC partner.
→ T095. USDT (digital dollar) → USD/EUR conversion1%
Off-ramp (exit to local currency) via partners (if no wallet (receiving address))
Payment to freelancer's bank account.
→ T09━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
Total time
~1 hour per payment
Total cost
~3.5%
Want to simulate a different amount?
Open calculator for this operation →Practical example
Monthly payroll: 10 freelancers × US$ 2,000
Receive PIX (Brazilian instant payment system) (1%)R$ 1.000
Buy USDT (digital dollar) (1.5%)R$ 1.485
on-chain (over the international network) network (10×)R$ 50
USDT (digital dollar) → USD conversion (1%)R$ 975
Total taxasR$ 3.510
≈ US$ 19,300 distributed across 10 freelancers
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Each freelancer may prefer different network — confirm beforehand
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If freelancer has own wallet (receiving address), cost drops to 2.5%
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Always confirm network + address
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Save each freelancer as favorite
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Schedule payment for same day each month
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Polygon (low-fee network) cheaper for small amounts, Tron (standard for Asian exchanges) for USDT (digital dollar)
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This operation does not replace customs or tax obligations (DI/DUIMP, DU-E, income tax, etc.). Consult your accountant and customs broker.
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