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OP19
Individual converts savings to USD
Save in USDFor whom
Individual with BRL savings wanting to hold in USDC (digital dollar) (digital dollar, stable).
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The operation
1. Deposit BRL1%
Payments Account (Brazilian mode with PIX) → PIX (Brazilian instant payment system) Deposit
Pay from another bank.
→ T012. Switch to Crypto Account (international mode with digital dollars)0%
Header → Crypto Account (international mode with digital dollars)
No fee.
→ T163. Buy USDC (digital dollar)1.5%
Exchange → Buy → USDC (digital dollar)
Minimum R$ 10. stablecoin (digital currency pegged to USD) 1:1 to USD.
→ T074. Hold in wallet (receiving address)0%
Crypto Account (international mode with digital dollars) → USDC (digital dollar) Balance
No maintenance fee.
→ T22━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
Total time
~5 minutes
Total cost
~2.5%
Want to simulate a different amount?
Open calculator for this operation →Practical example
R$ 30,000 reserve → full dollarization
Receive PIX (Brazilian instant payment system) (1%)R$ 300
Buy USDC (digital dollar) (1.5%)R$ 445,5
Total taxasR$ 745,5
≈ US$ 5,851 in USDC (digital dollar)
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No automatic yield on USDC (digital dollar) — store of value, not investment
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To reverse, do T08 (Sell) → T03 (Withdraw)
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Capital gains may apply on reversal
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USDC (digital dollar) is more stable than BTC/ETH
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Like having 'digital dollars' parked in wallet (receiving address)
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Set clear policy
Related operations
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