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OP20
Company hedges currency (cash protection)
Save in USDFor whom
Company with USD-linked costs (imports, foreign software, international freelancers) protecting cash against FX volatility.
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The operation
1. Deposit BRL from cash flow1%
Payments Account (Brazilian mode with PIX) → PIX (Brazilian instant payment system) Deposit
BRL funding.
→ T012. Switch to Crypto Account (international mode with digital dollars)0%
Header → Crypto Account (international mode with digital dollars)
No fee.
→ T163. Buy partial USDC (digital dollar)1.5%
Exchange → Buy → USDC (digital dollar)
Buy only the portion to protect (e.g., 30-50%).
→ T074. Hold as reserve0%
Crypto Account (international mode with digital dollars) → USDC (digital dollar) Balance
Can be used for international payments.
→ T22━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
Total time
~10 minutes
Total cost
~2.5%
Want to simulate a different amount?
Open calculator for this operation →Practical example
R$ 500,000 cash, 40% hedge (R$ 200,000)
Receive PIX (Brazilian instant payment system) (1%)R$ 2.000
Buy USDC (digital dollar) (1.5%)R$ 2.970
Total taxasR$ 4.970
≈ US$ 39,006 in USDC (digital dollar) as reserve
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Hedging is not speculation — define clear policy
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Document conversion for accounting
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Consult accountant on FX gain/loss impact
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Companies importing monthly: 1-3 months in USDC (digital dollar) as buffer
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When BRL depreciates, reserve worth more
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When BRL appreciates, convert part
Related operations
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